I agree, we are time poor and land poor by design. I used to earn $100K per year a few years ago, then I quit my full-time job and became self-employed and now I earn about $10K per year lol. It doesn't bother me though because I am 10x happier than I was before, so it seems the less I earn the happier I get right? It's actually the time poor thing, working full-time makes you time-poor, when you could die tomorrow why would you waste all your time like that? So ditch the ball-busting wife, visit your undisciplined unfocused kids once a month, and wait for them to grow the fuck up. Quit your full-time job. And start using your brain and learning new skills every day. Once you start doing that there's no turning back.
University is a joke, i have two degrees worth as much as toilet paper. High-school is also a joke, my family was poor but I went to a private school on a pity scholarship - trust me you didn't miss anything. Every skill I mentioned I self-taught myself. Taught myself how to code computers. Taught myself how to do 3D graphics. Taught myself how to compose music by trial and error, made about 140-songs to date. I didn't teach myself meditation though, I had a martial arts master for 7-years, and that discipline has helped me be disciplined in all these other areas, so I thank him greatly for that.
Having time is more important than money, but you must use that time wisely otherwise your depression may return. If anything make small changes in your life, abrupt changes can lead to problems unless you have full conviction and you are sure that you want that change. I also don't recommend rushing into meditation, start with 20-30-mins per day, if you start 4-hours per day it may lead to kundalini madness or the dark night of the soul. So slow and steady wins the race.